Off Topic 2011
				
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 Re: Off Topic 2011
 
 I guess you should have saved some of that X-Mas $$$$Dude, I've been waiting for this phone for almost 4 years, lol. My upgrade isn't until June of 2012, so I'm screwed. It's more the fact that my mom got one just to spite me, so I want to get one to shut her up, but I really want this phone. I'm sick of the Palm Pre and its useless app catalog.
 
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 Re: Off Topic 2011
 
 It's $649...I have that, but barely.
 
 I did, but I have this stupid student loan BU screwed me over with that's $50 a month and my car needs a few replacement parts that will run me around $200. Plus I lost $160 playing poker two weeks ago.Comment
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 Re: Off Topic 2011
 
 
 According to this post, you should probably save whatever money you have - The iPhone can wait.
 
 
 I'm at a loss for words right now. All this money I've saved is about to be completely gone.
 
 -College screwed me over with financial aid, have to pay $50 a month
 -Just had to pay roughly $200 to get my car fixed
 -My work took next to nothing out of my paycheck for federal taxes, so I'm probably going to have to pay a few hundred
 
 I want to break things.Comment
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 Re: Off Topic 2011
 
 So you are going to get a loan for a $649 phone. Do you understand the concept of interest? Your must have $649 phone is going to be more than that. A unsecured loan(more likely credit card) is going to carry an interest rate of most likely 15-18% if you have good credit. That makes your phone at the very min, $749. So you're willing to shell out an extra $100 at least to buy a phone today that will be "obsolete" in a year or so?
 
 
 
 
 You have $649 to spend you say but barely. Ok...minus $200 means that you have $449, minus $50 means that you have $399. Seems to me that you're more than half way there, and would be wise to save money and buy the thing when you can afford to.I did, but I have this stupid student loan BU screwed me over with that's $50 a month and my car needs a few replacement parts that will run me around $200. Plus I lost $160 playing poker two weeks ago.I can't shave with my eyes closed, meaning each day I have to look at myself in the mirror and respect who I see.
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 Re: Off Topic 2011
 
 It's worth it to me...my phone is outdated, the app catalog sucks, and I can't let my mom get to the point where she'll rub it in my face and make me feel like an idiot because I don't have one. And hell, maybe it'll be a conversation starter with a girl. I need all the help I can get.So you are going to get a loan for a $649 phone. Do you understand the concept of interest? Your must have $649 phone is going to be more than that. A unsecured loan(more likely credit card) is going to carry an interest rate of most likely 15-18% if you have good credit. That makes your phone at the very min, $749. So you're willing to shell out an extra $100 at least to buy a phone today that will be "obsolete" in a year or so?Comment
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 Re: Off Topic 2011
 
 All signs point to "Hell no."It's worth it to me...my phone is outdated, the app catalog sucks, and I can't let my mom get to the point where she'll rub it in my face and make me feel like an idiot because I don't have one. And hell, maybe it'll be a conversation starter with a girl. I need all the help I can get.
 
 
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 Re: Off Topic 2011
 
 JJ
 
 You trolling all of us? This can't be real life...SOS Madden League (PS4) | League Archives
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