When I used to work at Whole Foods, they had something similar. However, I was at a point where I needed to get the most I could every check.
Now, in 2 months, I will be contributing 6% into a 401K, 4% match. Only reason I am doing 6% is to catch up the entire year to make it exactly 4%.
Starting next year, I'll do it at 4%.
I've also have positions in a few stocks, not much. I have about $3300 in the stock market right now. Mostly in Apple stock at the moment as I see it reaching $650 by the end of the year. Only a modest gain of about $500, but you have to start somewhere right?

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