Kinda long, but I ask that you bare with me here...
Let me preface this by saying that there could be a slew of arguments going against my point here. Matter of fact, my argument may not make any sense at all. Lol
But I've been thinking about this on and off and I wanted to hear you guys' opinions.
So...in 2006 I moved out of my mom's place and got my own. That was after many first year of college. I would live on my own until about March of this year.
I had nothing to show for it.
Now, since being back home with my mom and brother just for the past 10 months or so, I have been able to save around five thousand dollars. 4000 of which is in the market. I didn't start working until about June. I had to build up clientele in the beginning. So it wasnt even until about August or September that I crossed four figures a month.
I always wanted to be able to put my money towards something that will help make make more. But I never had the opportunity of doing so because of the expenses that come with living on my own.
This got me thinking... why do we place such great emphasis on moving out? It seems dumb when you think about it. The positives seem to far outweigh any negatives.
Lets take myself for example. In Miami, my friend and I were living in a two bedroom. We paid 1200 a month for just rent. That 600 a month hurt! But lets say we both would be living with a significant other and we co-habited this same apartment. Now we're only talking about 300 per person. MUCH more manageable for everybody. Now the house as a whole have about $1200 to play with...EVERY MONTH... That money is now essentially "free".
Lets take it a step further. Say theres a household with just immediate family. Husband, wife, soon, and daughter. And lets say that the "children" are adults; old enough to work. Lets be very conservative and say that they each are making a modest $25000 a year. So as a household, they are making about $100,000 yearly or $8,300 a month together.
Now the kicker...From what I've looked at, the average family budget is about $50,000 a year, or $4200 a month. Now for a two income home, thats a lot. Money will be tight. But for or generic family here, that isn't too much of a problem from the looks of things. They'd have about $4000 left over every month. $50000 at the end of the year as a unit.Now imagine if a few of them were making more than the bare minimum Ive assigned them here...
Which brings me back to my point... why do we struggle trying to make it on our own instead of leaning on each other, whether its family or friends?
In other countries and cultures, family is really important and you don't just leave because you're old enough to do so. In these cultures, research has shown there to be less stress and cardiac episodes. And the quality of life is higher.
I love my family and love being around them. So I wouldn't mind being in a huge household so long as everybody is getting along. I actually think it would be really fun. Not to mention that I think kids would develop better in this sort of environment.
It just doesn't make much sense to me when I think about the concept of leaving the nest.
Thoughts?
Let me preface this by saying that there could be a slew of arguments going against my point here. Matter of fact, my argument may not make any sense at all. Lol
But I've been thinking about this on and off and I wanted to hear you guys' opinions.
So...in 2006 I moved out of my mom's place and got my own. That was after many first year of college. I would live on my own until about March of this year.
I had nothing to show for it.
Now, since being back home with my mom and brother just for the past 10 months or so, I have been able to save around five thousand dollars. 4000 of which is in the market. I didn't start working until about June. I had to build up clientele in the beginning. So it wasnt even until about August or September that I crossed four figures a month.
I always wanted to be able to put my money towards something that will help make make more. But I never had the opportunity of doing so because of the expenses that come with living on my own.
This got me thinking... why do we place such great emphasis on moving out? It seems dumb when you think about it. The positives seem to far outweigh any negatives.
Lets take myself for example. In Miami, my friend and I were living in a two bedroom. We paid 1200 a month for just rent. That 600 a month hurt! But lets say we both would be living with a significant other and we co-habited this same apartment. Now we're only talking about 300 per person. MUCH more manageable for everybody. Now the house as a whole have about $1200 to play with...EVERY MONTH... That money is now essentially "free".
Lets take it a step further. Say theres a household with just immediate family. Husband, wife, soon, and daughter. And lets say that the "children" are adults; old enough to work. Lets be very conservative and say that they each are making a modest $25000 a year. So as a household, they are making about $100,000 yearly or $8,300 a month together.
Now the kicker...From what I've looked at, the average family budget is about $50,000 a year, or $4200 a month. Now for a two income home, thats a lot. Money will be tight. But for or generic family here, that isn't too much of a problem from the looks of things. They'd have about $4000 left over every month. $50000 at the end of the year as a unit.Now imagine if a few of them were making more than the bare minimum Ive assigned them here...
Which brings me back to my point... why do we struggle trying to make it on our own instead of leaning on each other, whether its family or friends?
In other countries and cultures, family is really important and you don't just leave because you're old enough to do so. In these cultures, research has shown there to be less stress and cardiac episodes. And the quality of life is higher.
I love my family and love being around them. So I wouldn't mind being in a huge household so long as everybody is getting along. I actually think it would be really fun. Not to mention that I think kids would develop better in this sort of environment.
It just doesn't make much sense to me when I think about the concept of leaving the nest.
Thoughts?
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