I have read several posts on how some people still get it to work on the various editors. Some say to add the ".MC02" extension after decrypting, and some say do not add it. I have tried both methods. Neither makes a difference. still get the error message. I have been using rosters that I downloaded into the game. I will try with the game's default roster and see if that might make a difference. It has to be an MC02 file because it comes up as such and is apparently recognized as an MC02 file.
For now I am just going to play the game and mess with stuff in the game and maybe a solution will come to be.

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