I use default rosters. I'm not one who cares much about updating rosters or the like.
I'll lower running maybe - i didn't realize I had it on 18. i'll try 16 tomorrow and see how it works (gf is watching the damn football games tonight so I can't play),
cpu int's I'm not exactly sure - but I think I threw one, and picked off two. I also forced 2-3 fumbles (one on a run, 2nd from the qb before he threw, 3rd on a big hit during the kick return which I got in for a TD)
I'll do those penalties as you said next time I play. Is that clipping penalty where it gives the player negative yards on the play?