Your assessment of SA is spot on and the reason i dont play with them on.
I will say in my opinion madden 20 is much better gameplay and overall than 19.
Ive played a ton of games with them SA off. Actually, i turned them off fairly quickly as i saw the problems. Ive pretty much been plating with them off since ootb.
Madden 20 is a solid game and the best on ps4. I stopped playing 19 early on so i cant give an evaluation as to where 19 ended up at but it was pretty bad and unplayable for me. I dont have that issue with 20. Ive been playing it a ton.
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