Thank you, I appreciate it!!
So, with morale at 0, I did test it..and nothing changed. Guys were still upset etc that made no sense and shouldnt be. However, with it at 0...pretty much everyone was playing at their rating or up 1 or 2. Didnt matter if they were anxious, upset, etc. That is why I had to use 25. It keeps players from all playing above their ratings all the time.
https://www.youtube.com/user/schnaidt1