For all of you guys who are homeowners or newly owned

[Brandwin]

Re: For all of you guys who are homeowners or newly owned

Buying a home and we close July 31st. They already laid the grass. Isn't that a little soon? Won't be in for 15 days. Sure I could drive the 17-20 minutes at night. Water it and drive back. Then come back an hour later to turn the water off, shouldn't have to do that.

The told my wife if grass is dead at walkthrough they will replace, it just seems idiotic to lay it knowing we won't be there for two weeks and in the Texas summer heat.

Sent from my Pixel 2 XL using Operation Sports mobile app

[p_rushing]

Re: For all of you guys who are homeowners or newly owned

Buying a home and we close July 31st. They already laid the grass. Isn't that a little soon? Won't be in for 15 days. Sure I could drive the 17-20 minutes at night. Water it and drive back. Then come back an hour later to turn the water off, shouldn't have to do that.

The told my wife if grass is dead at walkthrough they will replace, it just seems idiotic to lay it knowing we won't be there for two weeks and in the Texas summer heat.

Sent from my Pixel 2 XL using Operation Sports mobile app

You need to make sure they are watering it. Call your agent or builder (if it is new). Most new homes are required to have sprinkler systems. If it's not new, then it is stupid.

They put mine in around the sametime and had the sprinklers running. It still looked terrible, they used some old grass, so I made them replace it.

Just put it in writing that you want it replaced if it dies.

Sent from my SM-G950U using Tapatalk

[m1ke_nyc]

Re: For all of you guys who are homeowners or newly owned

So having a issue or at least I think it’s an issue with my hot water tank. The pressure relief valve/line makes constant noise like water is running. I tried turning off the main water line and the noise dies down or completely goes away. As soon as I turn my water line back on the noise comes back. Anyone experienced this before ? Had an issue with a toilet that raised my water bill from about $160 to $400. Fixed that issue but now my water bill is coming in over $200. Maybe I’m using more water than in the past but I just don’t feel like I am.

[DJ]

Re: For all of you guys who are homeowners or newly owned

So was giving my son a bath and after we noticed water pooling up on the floor coming from under the tub. Had someone come out and found out theres a hole in the tub. Then water damage people came out and used their device and determined theres moisture in the floor that needs to be dealt with. They said they will help with filing the insurance claim, and they would begin pulling out the tub and getting everything dried out. Wouldn’t the adjuster wanna see the damage before they start working on anything ? Also the guy said the tub wouldnt be covered as insurance doesn’t cover the source of the leak. But said we can get it covered if we go with its a burst pipe. This is where im getting nervous at. Can anyone with experience with homeowners insurance claims offer me some advice ?

I'd get an actual estimate from whoever came out to look at the bathroom, and I would also suggest having someone else come and take a look and provide an estimate.

I'd also put a call in to my insurance company just to see what options you have. We did that when we discovered water damage during a re-siding project. Wasn't worth filing a claim over, so we just paid out of pocket for the extra work.

[NoleFan]

For all of you guys who are homeowners or newly owned

We’re on our 3rd since 2010. We bought our first home in 2010 before we got married in 2011. Left my job in SC and moved up toward Greensboro NC in 2018 and moved closer to Charlotte in December 2019 for another job. In his short 4 years of life, my kid has already lived in 3 different places. [emoji23]

The process is typically really smooth and I’m always commended by realtors and bank employees alike about how prompt I am with responding and getting the needed info back. That’s key!


Sent from my iPhone using Tapatalk

[DJ]

Re: For all of you guys who are homeowners or newly owned

Thanks for the advice. Think thats what im gonna do. Just talk to insurance and go from there. The company that I had come out to look at everything is supposed to be coming back today. Said they would walk me through what to say to the insurance company but just gives me this gut feeling they are tryna tack on stuff and maximize profit. Especially the whole it was a burst pipe thing. Will just lead to the claim being denied.

Yeah, that doesn't sound on the up-and-up. Good luck with everything; hopefully you'll find someone that can take care of the issues and get you back up and running.

[KSUowls]

Re: For all of you guys who are homeowners or newly owned

My wife and I looked at a house today that is awesome. Ranch with a full finished basement. It's at the top end of our budget (though according to our loan officer it's way below what we can qualify for lol). We weren't even necessarily looking for a new house. We're in a situation with a house we can comfortably afford that is nice and it's in a good area. It's not our forever home, it's missing a few key features, and so we have been passively browsing listings for our dream home.

I hate the house buying/selling process. I've bought 2 homes and been part of 2 sales. It's so scary with some difficult questions that have to be answered on a massive commitment. Have I accounted for every expense that we will have? Can we really afford this? Would it be better to wait to save up some more for the down payment knowing that I'm throwing away interest money every month on a house that I know is not my "forever" home. Should I just suck it up and not have those extra features but have all the financial flexibility I could hope for?

[SuperBowlNachos]

Re: For all of you guys who are homeowners or newly owned

I just wish I could go back in time to 2015 when I first moved out of the parents' house and just bought a house. All the houses my SO and I are looking at now are about $75,000 more than they were five back then.

[NoleFan]

For all of you guys who are homeowners or newly owned

I just wish I could go back in time to 2015 when I first moved out of the parents' house and just bought a house. All the houses my SO and I are looking at now are about $75,000 more than they were five back then.

I wish I could go back in time to the end of last year. Lol We love our house but I could’ve driven 3 hrs round trip (yes 1.5 hrs each way for work) a bit longer and got something with a larger plot of land. I have a pickup back home that I’d like to bring up but I have no place to park it (with my Tahoe, her Volvo and the Honda is a spare in the garage) so it’s used to give us 2 vehicles when we visit my parents. Oh well...


Sent from my iPhone using Tapatalk

[countryboy]

Re: For all of you guys who are homeowners or newly owned

After searching for a while looking for a house, I could never find anything that I was comfortable with that also gave me the amount of land that I wanted.

So I opted to build a house and if for some reason I ever had to go thru the process again, I don't see myself going any other route. It was stressful and meant that I had to stay in my current location longer than I really wanted, but overall it was worth every cent and stressful moment to get everything I wanted.

Most of the houses that I looked at and liked, I was having to give up something or do renovations/changes to get the house that I wanted. In the end, I'm not sure the money difference is all that far separated from buying to building.

For those looking for a house that have the land/space available to do so, I'd recommend looking into building.

[RockinDaMike]

Re: For all of you guys who are homeowners or newly owned

Searching for a house here in the Philippines has been a little difficult. There's no MLS where an agent can share a list of properties that go on the market right away so i'm stuck seeing online listing that are old and have been sold for months or contacting multiple agents, pain in the ***. Loved having my guy look for properties, he knew my style and always recommended good stuff to me.

I was seriously looking for the last year but its probably smarter to wait another year and keeping paying rent to see how this market is gonna be and hopefully come across some desperate sellers.

[slickdtc]

Re: For all of you guys who are homeowners or newly owned

I just wish I could go back in time to 2015 when I first moved out of the parents' house and just bought a house. All the houses my SO and I are looking at now are about $75,000 more than they were five back then.

This market is insane.

We just put in an offer, slightly above listed price. Probably too high as it was. Someone went 25k over and waived inspections.

I can’t compete with that extra cash and I won’t compete with waiving safety inspections. This was not a flipper either, the home was practically brand new (rebuilt 8 years ago).

The supply does seem to be picking up, so I’m hoping there won’t be such desperate measures. I won’t get bullied in to putting in offers like that ever. There will be another chance for a great home at a fair price, tomorrow or in a year. I’ll let the suckers keep getting stuck with top of the market buys, and I’ll wait out even just a bit of a downturn. Even then, I’m willing to pay a premium for something we love, but there’s a cap to the premium where it treads in to fool’s territory.

[AUChase]

Re: For all of you guys who are homeowners or newly owned

A short story/book by auchase

[spoilered for length]

Spoiler

I have talked about this before and even posted some before and after pics. Fixer upper update:

Things I've done now:

-Remove 900-100ish sq ft of carpet and replace with laminate. For the rooms with wood sub flooring, I even replaced that with new plywood.

-Painted three bedrooms, converted office area, and the kitchen.

-Completely remodeled guest bathroom. I replaced the sub floor, laid tile, new vanity, and a new toilet. Also did some decorative vinyl above the bathtub.

-Poured concrete drains to carry water run off away from the house. It had a water intrusion problem, so that was required. We also laid down a thick mil plastic under the house.

-Rebuilt the back porch except for the roof. It was totally enclosed because the prior home owners had a hot tub. So I had to knock out walls, actual glass, etc. Now it's opened up and grilling or smoking on the back porch isn't like hot boxing a Honda Civic.

The next home improvement plan was to fix some of the siding issues and repaint the house. It has wood siding and we tried to price vinyl, but it was almost $20K and out of the budget for now. I started browsing and used the Sherwin Williams project tool and decided if we repainted it would look nice.

Last weekend I got out and started stripping some wood pieces off my chimney that were bad and ended up replacing over half of it. I was going to fix the siding issues I have, pressure wash, and then sand some to prep. I asked my father-in-law to help me replace the flashing around the fireplace chimney to make sure it was done properly and when he got on my roof he discovered it has a lot of dips and water damaged spots.

Before they sold the house they repainted the vaulted ceilings and hid the damage so now we are pricing material to replace my roof decking and going to do metal roofing. It's going to be a bit of a pain because I have a few valleys on the roof, but with some help it can be done and save on labor. I'll furnish the beer and food lol. The siding is going to have to wait and so will the next project my wife had which was replacing the living room, dining room, kitchen, and laundry room sub floors and put down hardwood to stain.

So the next course of action: Replace roof, replace sheetrock on vaulted ceiling, paint, and then the floors will come next. One day we will get around to remodeling the kitchen and the other bathroom.

Some before and after of my “office”







Same for the guest bath

[Fresh Tendrils]

Re: For all of you guys who are homeowners or newly owned

Can you expand on what you did to help with the water intrusion? We have the same problem when it rains heavy for days. We have a big maple tree in our backyard that we do not want to disturb so recommendations for a french drain system isn't very appealing to us at this point.

[AUChase]

Re: For all of you guys who are homeowners or newly owned

Can you expand on what you did to help with the water intrusion? We have the same problem when it rains heavy for days. We have a big maple tree in our backyard that we do not want to disturb so recommendations for a french drain system isn't very appealing to us at this point.

Part of my back yard is elevated from the lower part and the problem the house had was every time it rained water came down the hill or steps between the upper and lower back yard and it sat or ran under the house.

The gutters were also just dumping water into the back yard.

Then on top of that I also have a septic tank that sits near the fence beside the house and water was just sitting on top of it as well.

So what we did was dig and pour concrete drains at the top of the lower yard
poured all the way to the corner of the yard and then all the way down the foundation of the house.

Under the porch we took 8" PVC and cut it in half and buried it to pour the concrete up to. This kept us from having to do it under the back porch too and then the drains picked back up on the other side of the porch and run at an angle all the way to the corner of our property line.


I know that's a lot of crap, but that's the only way I know how to explain it. I also drew this crappy diagram in about 2 minutes.

I searched my phone but don't have any actual pictures of anything.



Sharpie lines are the concrete drains.