...mine was today. I visited over the weekend to try to get financing. They called me back yesterday saying they had some options. They tried to put me in a car with the check engine light on, a car where the driver's side door doesn't work, and a car I liked with some cosmetic damage, an '07 Sebring.
The sticker price was above blue book. I said "ok well that's the aftermarket warranty and the gap coverage." They said $360/mo, I asked how long is the loan for? The sales guy who was pretty cool said let me check. He came back and said 30 months. I did the math and said ok, overpriced, but I get it - I have crap credit. I would've paid a lot for the car but refinanced at some point. It was getting late, I was keeping them after closing so I asked the sales guy if he'd be there tomorrow. He said no, Saturday was his next day.
I don't need a car, but I want one for my fiancee, I decide to think it over. I decide with my job I can afford it. I call this morning and say I'll take the car. The salesman who wasn't gonna be there today called me 20 minutes later , and I tell him I'll be there after work. Fishy, but ok, it was a sales trick.
I call ahead to tell them I'm on my way. I sit there for like 45 minutes, and then we get started. They ask for information like pay stubs I already gave them, and they change my insurance for the new vehicle. I know the guy wants to get out of there... so I'm like ok, I can change it back. He tells me to put my stuff in the new car, and asks for the key to my trade...I recognize these as sales tricks, and I vow I won't be swayed.
I look at the actual term and the loan for my "7,000" I was financing yesterday is actually 10,000 being borrowed... and the term is 18 months longer. I feel bad for saying no, and I try to talk to myself out of it... even by removing the warranty (1750) I couldn't get the borrowed amount down to what I wanted. By the time they show me the real paperwork, it's after closing again ...now I'm dealing with the finance guy. I finally back out, 17k is insane for a 9k blue book car.
The salesman comes in and yells at me "dude that's TWO NIGHTS IN A ROW" and says something about "his effing family" he takes the yellow tag off the key to the trade-in and throws it across the show room and starts to get in the new car that had all my stuff in it. I ask him where they parked my truck he said, "I don't ****** know, somewhere back there."
I said "dude that car has all my **** in it." He swears and says , "ok waiting on you dude! No problem." I drop a water bottle while I'm quickly moving my few things back to my truck. He says and don't forget that "******* water bottle you're littering my lot with."
...I'll go back there again. Wow. When you're selling something worth 10k, you should be professional.
Also, I got a kick when the finance guy tried to show me he's losing $80 dollars on the car. They're gonna mark up my trade 1-2k, and there's like 100% markup on warranties and protection plans. They were gonna make 3k-4k . Just unbelievable.
The sticker price was above blue book. I said "ok well that's the aftermarket warranty and the gap coverage." They said $360/mo, I asked how long is the loan for? The sales guy who was pretty cool said let me check. He came back and said 30 months. I did the math and said ok, overpriced, but I get it - I have crap credit. I would've paid a lot for the car but refinanced at some point. It was getting late, I was keeping them after closing so I asked the sales guy if he'd be there tomorrow. He said no, Saturday was his next day.
I don't need a car, but I want one for my fiancee, I decide to think it over. I decide with my job I can afford it. I call this morning and say I'll take the car. The salesman who wasn't gonna be there today called me 20 minutes later , and I tell him I'll be there after work. Fishy, but ok, it was a sales trick.
I call ahead to tell them I'm on my way. I sit there for like 45 minutes, and then we get started. They ask for information like pay stubs I already gave them, and they change my insurance for the new vehicle. I know the guy wants to get out of there... so I'm like ok, I can change it back. He tells me to put my stuff in the new car, and asks for the key to my trade...I recognize these as sales tricks, and I vow I won't be swayed.
I look at the actual term and the loan for my "7,000" I was financing yesterday is actually 10,000 being borrowed... and the term is 18 months longer. I feel bad for saying no, and I try to talk to myself out of it... even by removing the warranty (1750) I couldn't get the borrowed amount down to what I wanted. By the time they show me the real paperwork, it's after closing again ...now I'm dealing with the finance guy. I finally back out, 17k is insane for a 9k blue book car.
The salesman comes in and yells at me "dude that's TWO NIGHTS IN A ROW" and says something about "his effing family" he takes the yellow tag off the key to the trade-in and throws it across the show room and starts to get in the new car that had all my stuff in it. I ask him where they parked my truck he said, "I don't ****** know, somewhere back there."
I said "dude that car has all my **** in it." He swears and says , "ok waiting on you dude! No problem." I drop a water bottle while I'm quickly moving my few things back to my truck. He says and don't forget that "******* water bottle you're littering my lot with."
...I'll go back there again. Wow. When you're selling something worth 10k, you should be professional.
Also, I got a kick when the finance guy tried to show me he's losing $80 dollars on the car. They're gonna mark up my trade 1-2k, and there's like 100% markup on warranties and protection plans. They were gonna make 3k-4k . Just unbelievable.
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