Well i wouldn't say that I'm a great player, but i tend to think that I'm above average. I play on heisman with tweaked sliders. The only reason i got back in the game at the end (was down 10 with 3 minutes left) was because i started playing a little bit "cheap". I know some people have trouble running PA passes, but for some reason, they work very well for me. I have a very fast QB, so i just ran PA, rolled out to the right, and hit my slot WR on a deep post route. If not for that play, it wouldnt have been close at the end(because i every time i ran the ball, my freak of a RB got jacked up)
For me, the worst part was the holding at the end. There hadn't been a penalty called all game (other than the occasional false start or offsides) but they "decided" to call a holding away from the play on the most important play of the game. For me, that is the absolute definition of the computer deciding i wasn't going to win. I had no control over that play, and it had no effect on the outcome whatsoever, but i still lost as a result.