What makes you think you need a ref on the field to have a penalty? Do you see any refs on the field in '09? I just think a lot of hits on the game are dangerous and need to be penalized according to the rules book
My point wasn't that you need a ref to make a penalty, it's that you want EA to put this system in that would be complicated to do when EA can't put refs on the field yet. I see what your saying but I doubt EA could do it.