It's gotten a lot better with flood zones and forcing you to have it now. Anyone in the 100 year zones has to have it.
Things like that building need to be changed but a lot of the buildings in these areas are old. It costs a ton to meet all the new requirements so they just want to keep the old buildings. Hopefully they stop building so close to the water without proper sea walls and dunes.
I've got family in the area hit and 1 had water in the house, so guessing it's totaled and has to be gutted. Another one lives not far away but 10ft or so higher and had no damage or water.
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