The ratings don't matter a whole lot for online play as EA will update the online rosters every 2 weeks. So if someones doing alot better or worse that will be adjusted. Actually I think the ratings are pretty good. Think about it though, no one in the world could come up with ratings that people would agree on. It's a subjective issue for the most part. I think EA does a good job overall and people just like to complain to have something to complain about