Ok, I have a nagging question for the real sim players

[TrevJo]

I used to never play Heisman (mostly because online ranked games were All-American), but now I am playing an Online Dynasty with Heisman and it is the way to go.

To the O.P. it takes some adjustment to play on Heisman. The first year of our online dynasty I struggled a lot, losing to some lesser-rated teams like you did. After that it was a different story, I got used to the difficulty and played better, and now I'm to the point where I still expect to beat A+ rated teams with my C+ team consistently. Unfortunately, the reality is that the computer is still stupid regardless of what setting you use. Increasing the difficulty will cause an adjustment to force you to play better, but in the end I think you will find it's kind of all the same.