You know what really grinds my gears?

[Blzer]

Re: You know what really grinds my gears?

Yea, if I was behind you in line and you were taking extra time complaining about the type of currency you got back for $2 I would be here typing a gear grinder paragraph of my own.

I see that principles don't matter much to you.

Neither does the fact that I use these dollar bills as change for my students when they buy food items from me, because they often use the $1's in vending machines... machines that don't accept SBA's.

I only hold cash for two reasons: ARCO gas stations (they charge extra if you use a card) and change for students. I have no reason to carry cash otherwise, and coins don't exactly go in my wallet.

[ProfessaPackMan]

Re: You know what really grinds my gears?

This might be a dumb question...

But why not just take the 2 coins, go to a nearby store and exchange them for 2 singles if coins don’t go in your wallet(pocket maybe?)


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[Blzer]

Re: You know what really grinds my gears?

This might be a dumb question...

But why not just take the 2 coins, go to a nearby store and exchange them for 2 singles if coins don’t go in your wallet(pocket maybe?)

Of course I could do that. Eventually I will probably find myself doing so, or if I can find something to buy that is $2 even I will do just that, if I'm carrying them on me. Just doesn't seem necessary when he's right there. I mean I literally had just given him those dollar bills. It would be one thing if I never gave him any $1's, but it seemed kind of skimpy.

[kehlis]

Re: You know what really grinds my gears?

I see that principles don't matter much to you.

Neither does the fact that I use these dollar bills as change for my students when they buy food items from me, because they often use the $1's in vending machines... machines that don't accept SBA's.

I only hold cash for two reasons: ARCO gas stations (they charge extra if you use a card) and change for students. I have no reason to carry cash otherwise, and coins don't exactly go in my wallet.

I'm good with my "principles" thank you very much.

When you are the one that overpaid in the first place and then complain about how you are getting your $2 back, you have no leg to stand on.

And like PPM said, it will be very easy for you two exchange those two coins for dollar bills elsewhere. It's still Sunday so you have plenty of time.


And last and most importantly, you may want to report the store for doing something illegal as California law is pretty clear that it is illegal to charge for using the card:

Indeed, California law, according to the Visa website, dictates:

“No retailer…may impose a surcharge on a cardholder who elects to use a credit card in lieu of payment by cash, check or similar means…”

Statute: Cal. Civ. Code § 1748.1(a) (West)

Discounts for Cash Payments are allowed in California

“A retailer may, however, offer discounts for the purpose of inducing payment by cash, check or other means not involving the use of a credit card, provided that the discount is offered to all prospective buyers.”

Statute: Cal. Civ. Code § 1748.1(a) (West)

Statutes cover: Credit Cards only

Statute: (Cal. Civ. Code § 1747.02(a) (West) (defining “credit card”))

https://www.gobankingrates.com/credit/convenience-stores-gas-stations-arco-illegally-charging-bank-account-fees-time-pay-card/

Also, in the future, if you are going to question my "principles" you will be better off to not follow that by explaining to me why you need the bills over the coins which makes it a necessity, not a principle.

[Blzer]

Re: You know what really grinds my gears?

I don't know if it's credit card, but I do know that it's true for debit card. Don't know if that makes a difference. When you pay with debit at the pump it says "0.35 additional fee. Accept? Y/N" or something like that. All ARCO stations do that. I'll have to see about the legalities of it, but they are cheapest otherwise (except Costco sometimes).

Anyway, ironically I was actually going to pay them exactly $28, but I knew I didn't want to not fill up all the way because gas prices are going to hike up here on November 1st (and where I was the gas was even cheaper than where I live), so I wanted to make sure to fill up in time and overpaid just in case. I may be visiting a gas station between then and now, but I had no intent of leaving the house today, and tomorrow I'm always going to be traveling with company. Unsure about Halloween.

EDIT: Here is what their site says about the fee: https://www.arco.com/faqs/

Why is there a 35 cent convenience fee for the user of PIN debit cards?

There are costs involved with accepting and processing payment cards. There is a 35-cent processing fee for debit cards only, in addition to any fees your bank may charge for this service. For all other transactions there are no additional fees. This allows our consumers the flexibility of using a debit card while still providing value that our consumers expect.

*This 35 cent convenience fee is the amount ARCO® and ampm® charge for debit transactions. The amount of this convenience fee may change from time to time without prior notification.

Apparently debit cards only. I know this also happened inside when paying for oil once, and I was upset at myself for first paying at the pump then getting oil, paying an additional $0.70 in two separate transactions. Whoops.

[kehlis]

Re: You know what really grinds my gears?

I would still check on that, there is a TON of grey area but generally it's illegal for any sort of a company to pass on their processing fees by masking it as a convenience fee. (Don't let them fool you on the difference between credit or debit BUT the debit side is markedly more expensive than credit for whatever reason).

Most companies are smarter and just mark up their prices to cover the processing fees but with gas that's more difficult to do.

[countryboy]

Re: You know what really grinds my gears?

Blzer's Saga: The Burden of the Two Susan B Anthony Coins





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[BurghFan]

Re: You know what really grinds my gears?

Being as they're so rare (I've never gotten a SBA dollar coin as change), I wonder if stores would accept them or if it'd be like $2 bills (another rare currency) and some cashiers won't take them as happened the last time I tried to use a $2 bill that I'd gotten in a bday or holiday card from a relative. I ended up just taking the $2 bill to the bank and exchanging it for 2 1s.

[oneamongthefence]

Re: You know what really grinds my gears?

Being as they're so rare (I've never gotten a SBA dollar coin as change), I wonder if stores would accept them or if it'd be like $2 bills (another rare currency) and some cashiers won't take them as happened the last time I tried to use a $2 bill that I'd gotten in a bday or holiday card from a relative. I ended up just taking the $2 bill to the bank and exchanging it for 2 1s.

I think you're supposed to keep them and eventually they'll be worth more money. That's what I've done when I've gotten rare or uncommon currency.

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[Blzer]

Re: You know what really grinds my gears?

I think you're supposed to keep them and eventually they'll be worth more money. That's what I've done when I've gotten rare or uncommon currency.

Yeah, I have a $2 bill in my wallet that my student gave me to buy some consumables. Don't really know what I want to do with it right now.

As far as SBA's, I'd say they aren't as rare though as, say, silver dollars. I've had plenty of those and Sacagawea coins where I just hope to rid myself of them whenever I can.

[l3ulvl]

Re: You know what really grinds my gears?

lol consumables

[dsallupinyaarea]

Re: You know what really grinds my gears?

At that point he said there was a line behind me and asked me to move along.

What the ****.

This part made me bust out laughing because you can just tell buddy was having a long day and just had no patience for this ****.

[slickdtc]

You know what really grinds my gears?

Going to bed having won your fantasy football game by 1 point, waking up to having the score changed so that you lost by 2.

I got screwed on a waiver claim because of a technicality earlier this week. Ended up getting a player who performed better anyway yesterday, so I would’ve lost if everything had worked how I wanted it to in the first place. Just a karmic correction.

[Blzer]

Re: You know what really grinds my gears?

Big people need to wear big people close. How hard is that to understand?

The Dodgers may have had to wear down Kenley Jansen a little bit lately, but how dare you say that this 275-pound individual represents the rest of the closer community?

[LambertandHam]

Re: You know what really grinds my gears?

Windows 10 acting like malware. Spent an hour locking the PC down, scanning, making sure nothing was on the system to find out that Comodo was warning me about actual Windows logging and diagnostics trying to go out to MS.