I don't see any reason to turn it off. I feel it's more realistic and it's never caused me problems.
Blazers/Bulls 2073 Playoffs
We left off with the Bulls up 2-1 on the rival Knicks. The Bulls are led by two 27 year old allstars: Everett Byrd, a pudgy balding 6'2" PG who looks like someone's dad stole a uniform and walked onto the court, and Billy Murphy, a 6'8" SF with a trucker mustache. Both are offensive wizards but leave much to be desired on the defensive end. The Knicks are led by champion duo of PF Yao Zheng (arguable GOAT) and SG Alan Ewing. Once the rulers of the NBA, age has taken it's toll and their supporting cast is young and still developing. Bulls take a hard fought series 4-2.
Unfortunately for the Bulls, awaiting them in the ECF are the Nets. The Nets are a team which managed to stay terrible for many years while also hitting on picks, doing well in the lottery and building a stable of extremely talented players. They have four Rookie of the Year winners. FOUR!!! In 2072 the young Nets put the pieces together and won it all, sweeping the Bulls on the way.
Looking for a different outcome this year, the Bulls come out swinging and game 1 goes to double OT. Unfortunately the Bulls blow chances to win in both regulation and OT1, and end up losing 132-140. They bounce back and take the next 2 games, going up 2-1 in the series.
But the Nets have another gear, and they lean into what really makes their team great: defense. In the next 3 games the high powered Bulls offense, used to scoring 115-120 a game, is held to 91, 101, 99 points. Nets take the series 4-2 and advance to the finals.
Representing the West are the Blazers. Under long serving head coach Alvin Montgomery they have mostly been the masters of the conference for a decade, but this says more about the pathetic state of the West than the greatness of the Blazers, as they are 2-6 against the East under Monty, with 1 of those championships courtesy of Yao Zheng getting injured in game1. The Blazers are led by superstar scoring PG RJ Curry, still in his prime at 30, but their other two big pieces, do-it-all SG/SF Brad Willis and swingman Jevon Barnes, are in decline.
The young Nets prove too much for them and take the series in a competitive sweep
Coach Monty's finals record falls to 2-7, which is both impressive (he made 9 finals!) and tragic at the same time.
2073 Offseason
Looking into the future, it seems the Nets will either stay this good or even improve further, while the Blazers can only decline. The decision is made to blow it up. Curry is their best asset, but for a trade that makes sense they need a team with a high draft pick that isn't in full on rebuild mode. Luckily the Clippers with the #3 pick already have 30 year old star C Pierre Micoud, and taking Curry makes more sense for their timeline than a rookie prospect.
34 year old Brad Willis still has something left in the tank as well, and goes to the Heat for 2 future 1sts and expiring salary. The Heat have been perennial contenders and 2070 champions but need more firepower to keep up with the Nets, and Willis, in theory, gives them a stacked starting 5 as they go all in on their remaining championship window.
As for the Bulls, they are at the stage of a rebuild where the rookie contracts are ending and hard decisions must be made to stay under the luxury tax. Their problems are compounded by Byrd's extension kicking in, where previously he'd been terribly underpaid on a contract signed before he broke out.
Two solid rotation pieces, C Guerrero and SF Harvey, are traded away for the 17th and 18th picks, which are then bundled with their own 28th pick for #9, which they use to draft what they hope will be a somewhat NBA ready SF Eriksson. 5th year SG Wright4 is signed to a fair long term deal and promising but underperforming 4th year SF Haywood takes the QO*. In the end the Bulls are paying the same money for less talent, and have to pray their young guys keep getting better.
*regarding Qualifying Offers. I never managed to completely fix the talent bloat in the 80's rating range as the draft class editing effort required would be too much. So there's still a bit too much talent for the available money, and this lets teams get away with paying guys the QO a lot, like a 5th year of a rookie contract almost (except you can't trade them). So a bit of a hack for me to stay under my luxury rule, but at the same time the excess of talent means every year the good CPU teams get a few mid-80s guys on cheap 1-year deals when nobody gives them a real contract by the end of FA. For example the Nets have 84 OVR center Carlton Dean on a goddamn minimum contract.