You know what really grinds my gears?

[dsallupinyaarea]

Re: You know what really grinds my gears?

My bank takes most of my pending debit swipes out of my available balance. The only exceptions being tips, paypal and gas.

[jeremym480]

Re: You know what really grinds my gears?

Back in the day people actually had to do this thing called "balancing a checkbook".

What looooosers

[kehlis]

You know what really grinds my gears?

Why do banks give you a balance on your account that is not available? Like, why even show you it? Just show you your available balance all the time. You know, what you can actually use.

Is it a tactic to get people to overdraft?

We legally have to show you your ledger balance because it's your money.

Funds availability rules are up to each individual bank but are pretty commonly next day across the board at this point.


Not a sneaky tactic or anything but it certainly can be deceiving.

Technically don't have to show you what's available but now THAT would be a sneaky way to cause anyone to overspend.

[slickdtc]

Re: You know what really grinds my gears?

Thanks for the clarification. I actually posted that expecting you to fill me in. My fiancé worked at a bank once upon a time so I'm privy to some info most people don't know but this one just came up.

The online banking app doesn't even show available balance. The actual website does, but it's a few extra clicks away.

I just switched banks so I'm getting used to different rules and policies. That's one thing my old bank did well, clear available balance right there with your current balance and info.


Sent from my iPhone using Tapatalk

[kehlis]

Re: You know what really grinds my gears?

Thanks for the clarification. I actually posted that expecting you to fill me in. My fiancé worked at a bank once upon a time so I'm privy to some info most people don't know but this one just came up.

The online banking app doesn't even show available balance. The actual website does, but it's a few extra clicks away.

I just switched banks so I'm getting used to different rules and policies. That's one thing my old bank did well, clear available balance right there with your current balance and info.


Sent from my iPhone using Tapatalk

Dang no available balance easy to find? That's pretty crappy (and shady).

Don't want to get too personal but in Delaware have you though about Wells Fargo? I still have an account with them and never had much problem(started as Wachovia) but I don't have one around here so I really don't use it anymore.

[Fresh Tendrils]

Re: You know what really grinds my gears?

Back in the day people actually had to do this thing called "balancing a checkbook".

What looooosers

A lot of people would kite instead of overdrafting, but reconciliation is apparently a God given talent.

[Gotmadskillzson]

Re: You know what really grinds my gears?

Back in the day people actually had to do this thing called "balancing a checkbook".

What looooosers

Back in the day my parents paid cash or money order everything......They didn't even open a bank account until I was in high school. My dad to this day don't even bother to even look at a check book. My mom is the one that balances it and write out checks.

Kind of weird my dad still pays cash 98% of the time.

[slickdtc]

Re: You know what really grinds my gears?

Dang no available balance easy to find? That's pretty crappy (and shady).



Don't want to get too personal but in Delaware have you though about Wells Fargo? I still have an account with them and never had much problem(started as Wachovia) but I don't have one around here so I really don't use it anymore.

I'm coming from TD to a local bank. I don't know if they're trying to hide it but I feel like it's misleading. Especially on the app.

I didn't wanna go WF because there's not many near me though I've been seeing them more it seems. Maybe just noticing them more now.

[l3ulvl]

Re: You know what really grinds my gears?

It's that time of year to give zero ****s about everyone's fantasy teams and who they drafted.

[mb625]

Re: You know what really grinds my gears?

It's that time of year to give zero ****s about everyone's fantasy teams and who they drafted.

But I got Jerricho Cotchery. JERICHO ****ING COTCHERY.

[TheMatrix31]

Re: You know what really grinds my gears?

It's that time of year to give zero ****s about everyone's fantasy teams and who they drafted.

I always found this sentiment odd, considering how big fantasy football is and how many of us play.

Don't get me wrong, I generally feel the same way too save for sharing some egregious/funny bad beats or stories, but you'd think we'd love to discuss it or see it being discussed.

[SuperBowlNachos]

Re: You know what really grinds my gears?

Getting home from being out and realizing you have two different types of shoes on. Then realizing you are at your girlfriends house and won't be able to fix it until going home in the afternoon the next day...

[AUChase]

Re: You know what really grinds my gears?

I always found this sentiment odd, considering how big fantasy football is and how many of us play.

Don't get me wrong, I generally feel the same way too save for sharing some egregious/funny bad beats or stories, but you'd think we'd love to discuss it or see it being discussed.

I don't think the discussion of fantasy sports is the problem.

It's when you can't watch a game with someone because they keep bringing it up any time something happens that effects their team.

I think Fantasy Sports add to the value of sports in general, but sometimes people go overboard talking about it. I'm someone who has played a lot of fantasy football too.

[bigbob]

Re: You know what really grinds my gears?

This terrible Madden 15 ad.

<iframe width="560" height="315" src="//www.youtube.com/embed/CcdcKhuS42c?rel=0" frameborder="0" allowfullscreen></iframe>

[JazzMan]

Re: You know what really grinds my gears?

I don't think the discussion of fantasy sports is the problem.

It's when you can't watch a game with someone because they keep bringing it up any time something happens that effects their team.

I think Fantasy Sports add to the value of sports in general, but sometimes people go overboard talking about it. I'm someone who has played a lot of fantasy football too.

People care more about a player on the opposite team doing really well against his favorite team.

It'd be like me hoping Geno Smith torches the Packers next week. It's dumb.