Off Topic 2014

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  • slickdtc
    Grayscale
    • Aug 2004
    • 17125

    #10711
    Re: Off Topic 2014

    Originally posted by Brandwin
    If you feel like crying today - A Father Sings To His Dying Newborn Son After His Wife Dies During Childbirth - Link

    I can not even imagine the pain that man is feeling.
    NHL - Philadelphia Flyers
    NFL - Buffalo Bills
    MLB - Cincinnati Reds


    Originally posted by Money99
    And how does one levy a check that will result in only a slight concussion? Do they set their shoulder-pads to 'stun'?

    Comment

    • PhilliesFan13
      Banned
      • May 2009
      • 15651

      #10712
      Re: Off Topic 2014

      Originally posted by SuperBowlNachos
      Surge is back in stock at Amazon.
      Thanks for the heads up. Just bought a case. Had Amazon credit so it only cost me $1.33. Sweet deal. Gonna be awesome to have Surge again.

      Comment

      • LowerWolf
        Hall Of Fame
        • Jun 2006
        • 12270

        #10713
        Re: Off Topic 2014

        Originally posted by Brandwin
        If you feel like crying today - A Father Sings To His Dying Newborn Son After His Wife Dies During Childbirth - Link
        The next time I think life is being unfair to me, I'm go to remember this man. Unreal what he's going through.

        Comment

        • SuperBowlNachos
          All Star
          • Jul 2004
          • 10218

          #10714
          Re: Off Topic 2014

          Are credit card companies forgiving at all in terms of lowering interest rate? My friend ran hers up during college and before landing a full time job. Now is in the same boat as a lot of people where the interest rate makes it almost impossible to pay off. Any tips?

          Comment

          • Fresh Tendrils
            Strike Hard and Fade Away
            • Jul 2002
            • 36131

            #10715
            Re: Off Topic 2014

            Budget and pay off as much as she can per month.



            Comment

            • Chef Matt
              True.
              • Apr 2008
              • 7832

              #10716
              Re: Off Topic 2014

              Originally posted by SuperBowlNachos
              Are credit card companies forgiving at all in terms of lowering interest rate? My friend ran hers up during college and before landing a full time job. Now is in the same boat as a lot of people where the interest rate makes it almost impossible to pay off. Any tips?
              Threaten to cancel unless you get a lowered interest rate. However that would go into effect on future purchase not the current balance. Another option (One I did) was to get a loan from a third party. They offer significantly lower rates. I used One Main Financial and got 6% vs the 24% on the credit card I had. They cut the credit card company a check and basically take over the balance. (just paid that one off too a couple months ago)
              Originally posted by Anthony Bourdain
              The celebrity chef culture is a remarkable and admittedly annoying phenomenon. Of all the professions, after all, few people are less suited to be suddenly thrown into the public eye than chefs. We're used to doing what we do in private, behind closed doors.

              Comment

              • Gotmadskillzson
                Live your life
                • Apr 2008
                • 23441

                #10717
                Re: Off Topic 2014

                Originally posted by SuperBowlNachos
                Are credit card companies forgiving at all in terms of lowering interest rate? My friend ran hers up during college and before landing a full time job. Now is in the same boat as a lot of people where the interest rate makes it almost impossible to pay off. Any tips?
                If it was Discover, she better pay it off ASAP because Discover is quick as hell to send stuff off to the court house and collection agencies. I knew so many people who graduated college who ended up with court summons from Discover Card being past due.

                Comment

                • Cabke
                  MVP
                  • Mar 2006
                  • 2607

                  #10718
                  Re: Off Topic 2014

                  Couldn't she go to her bank and see if they have any credit cards with a transfer balance option? I know a lot of places will give you interest free for a bit on balance transfers.
                  Kansas City Royals | FC Barcelona | New Orleans Pelicans

                  PSN ID: cma1093 | Xbox Gamertag: Cabke

                  Comment

                  • kehlis
                    Moderator
                    • Jul 2008
                    • 27738

                    #10719
                    Re: Off Topic 2014

                    Originally posted by Gotmadskillzson
                    If it was Discover, she better pay it off ASAP because Discover is quick as hell to send stuff off to the court house and collection agencies. I knew so many people who graduated college who ended up with court summons from Discover Card being past due.
                    He didn't say she isn't paying it, the problem is that the interest is making the minimum payment so high that by just paying the minimum you aren't paying the actual balance down at all.

                    Originally posted by Cabke
                    Couldn't she go to her bank and see if they have any credit cards with a transfer balance option? I know a lot of places will give you interest free for a bit on balance transfers.
                    This is an excellent suggestion.

                    Comment

                    • njdevils14
                      Pro
                      • May 2012
                      • 611

                      #10720
                      Re: Off Topic 2014

                      Looks like I've got pink eye, anyone know if I can just ride it out on my own? Or do I have to go to the doctor?

                      Comment

                      • Marino
                        Moderator
                        • Jan 2008
                        • 18113

                        #10721
                        Re: Off Topic 2014

                        Originally posted by Gotmadskillzson
                        If it was Discover, she better pay it off ASAP because Discover is quick as hell to send stuff off to the court house and collection agencies. I knew so many people who graduated college who ended up with court summons from Discover Card being past due.
                        Capitol One sent me nothing when my card maxed out and I didn't learn until I tried to buy a car. The worse part was that I had my account set to autodraft and it just magically stopped autodrafting one day. It was my own fault though, I always make sure to pay my CCs now.

                        Comment

                        • Gotmadskillzson
                          Live your life
                          • Apr 2008
                          • 23441

                          #10722
                          Re: Off Topic 2014

                          Originally posted by njdevils14
                          Looks like I've got pink eye, anyone know if I can just ride it out on my own? Or do I have to go to the doctor?
                          You can ride it out. Usually only lasts a few days.

                          Comment

                          • Gotmadskillzson
                            Live your life
                            • Apr 2008
                            • 23441

                            #10723
                            Re: Off Topic 2014

                            Originally posted by Marino
                            Capitol One sent me nothing when my card maxed out and I didn't learn until I tried to buy a car. The worse part was that I had my account set to autodraft and it just magically stopped autodrafting one day. It was my own fault though, I always make sure to pay my CCs now.
                            That is messed up. At least you found out before you tried to buy a house.

                            Comment

                            • Marino
                              Moderator
                              • Jan 2008
                              • 18113

                              #10724
                              Re: Off Topic 2014

                              Originally posted by Gotmadskillzson
                              That is messed up. At least you found out before you tried to buy a house.
                              Yeah, it is the main reason why I will never do business with Capital One again.

                              Comment

                              • TheMatrix31
                                RF
                                • Jul 2002
                                • 52922

                                #10725
                                Re: Off Topic 2014

                                Originally posted by njdevils14
                                Looks like I've got pink eye, anyone know if I can just ride it out on my own? Or do I have to go to the doctor?
                                Pretty sure you have to go to a doctor because there are two types. Bacterial and viral. If it's bacterial, you'll need antibiotics.

                                It can be pretty damn contagious too, so stay your *** home otherwise.

                                Comment

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