If you guys want the User pass d to be better, then here are a couple things that will help it:
1) Make sure that the defense difficulty is on All-American or lower. On these difficulties the Pass Coverage slider have a much bigger effect on gameplay than Heisman.
2) The Pass Coverage slider is also REVERSED. This means that at lower levels the pass d is better, and at higher levels it is worse.
These settings fixed the broken User pass d for me, so hopefully it will for you!