You brought up two interesting points.
I have a grade school and a community college in my city. Slowly, but surely, attendance peaked from the grade school to the CC. Now, my grade school is only at about 270/550 and my CC is 700/500 lol. School bus stops aren't an issue since the grade school was at one time over-flowing.
As for the ferry, I pulled this from the wiki:
"Ferry Terminal acts as a dock that transports low and medium wealth Sims and medium and high wealth tourists into and out of the city. Ferry Terminal comes with a Passenger Ferry Dock, it can be augmented with a Cruise Ship Dock. Cruise Ship Dock accepts medium and high wealth tourists into your city while Passenger Ferry Dock transports low and medium wealth commuters between various cities in region"
-simcity wiki







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