I have no desire to get 99. Even to 95 when you unlock another character with a lot of cap upgrades. Most of the Overall perks, do nothing for me. It is so easy to max badges. Once you get the badges maxed, how much better does your player get from 90 to 99.
Even though I am an offline my career player, I have no desire to try the glitch or any vc glitch. It would spoil the mode for me. If I wanted to make a demigod player, I would do an offline MyLeague.
I agree with the whole locked into one build. Even with you get to 95 and get a new character with a lot of cap upgrades and you have a lot of VC saved up, you still have to grind badges and we all know badges are way more important than ratings. I might stick my build throughout. Even If I have hundreds of thousands of VC saved up, I don't want to deal with badge grinding again. I would probably do a player lock my league, If I wanted to create a new player.